Straight, plain-language guides to buying, refinancing, and financing a home. Written to help you make the call that fits your situation.
Buying your first home comes with a lot of new vocabulary and a few big decisions. Here is a plain-language walk through the mortgage side, from getting pre-qualified to the day you get the keys.
Read more →Refinancing can lower your payment, shorten your loan, or turn equity into cash. The trick is knowing whether the math works for you. Here is how to tell.
Read more →"Renting is throwing money away" is too simple, and so is "always buy." Here is a clearer way to compare the two for your situation.
Read more →Self-employment does not have to be a roadblock to buying. Here is why the paperwork looks different, and the loan options built for business owners and contractors.
Read more →Gene Richter, MLO, NMLS #2806488 | PBT Bancorp, NMLS #257781. General information, not a commitment to lend. Equal Housing Opportunity.